There are many legal issues that arise in insurance disputes, including basic obligations, whether the insurance company has breached the implied duty of good faith and fair dealing (i.e. acted in bad faith), the insurance company’s express duties, insurer’s statutory duties and the reasonable expectations doctrine. Insurance companies may try to use the intentional acts exclusion to try and deny coverage. Disputes may arise in all types of insurance policies, including Commercial General Liability Insurance; Errors and Omissions (Professional Liability) Insurance and Directors and Officers Insurance. The insured customer has various options when the insurance company denies coverage or reserves the right to deny coverage. Oftentimes, the insurance company will file a declaratory judgment action. If you have a disability insurance claim you should be careful how you present the claim.
The attorneys at Berk & Moskowitz have many years of experience in handling many types of insurance disputes. If you have a question or feel that your insurance company is not treating you fairly, contact our firm today! We are not afraid to aggressively fight the insurance companies to protect your rights.